№17, 2012 New adventures of Electronic. Real money is being replacing by virtualThe rapid development of the payment systems’ market leads to increase of demand for payments via the Internet. More often banks prefer credit cards with a chip, trying to reconstruct its infrastructure for smart cards (with the help of which such services as bonus, social, transport, insurance, medical and other are introduced). Does this mean that the entire transition to noncash electronic money is not far off? As early as June 2012 the National Bank of Ukraine (NBU) has submitted draft № 10656: “On amendments to some legislative acts of Valentyn KOVALSKIY |